Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. See the Apple Card Customer Agreement for more information. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. ACMI is subject to credit approval and credit limit. Taxes and shipping are not included in ACMI transactions and are subject to your standard purchase APR. If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Qualified Purchasers will be charged for all items in their cart, including the eligible AirPods plus any additional Upgrade Cost. This will result in one ACMI installment plan over 12 months for the eligible iPad or Mac discounted by the instant credit, and a second ACMI installment plan over 6 months for the full price of the eligible AirPods. Qualified Purchasers selecting Apple Card Monthly Installments (“ACMI”) as payment type at checkout shall receive a discount equal to the value of the eligible AirPods off the price of the eligible Mac or iPad. Only one Promotion Product per eligible Mac or eligible iPad per Qualified Purchaser. Qualified Purchasers receive Promotion Savings when they purchase an eligible Mac or eligible iPad with eligible AirPods at a Qualifying Location.